Filipino-American Club of the Jersey Shore, Monmouth County, New Jersey, filamorg.com

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Club FAQs PDF Print E-mail
  
Thursday, 06 March 2008 19:00

Frequently Asked Questions

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Okay, some friends, guests, and benefactors have been asking some questions concerning the Club. Here is a growing number of frequently asked questions (FAQs) that could somehow answer some of the questions. The answers provided are in no way conclusive. Always ask when some points are questionable to you. The Club is always here to support the members, the Filipino-American community and beyond. Feel free to call us, talk to one of the members, or e-mail us. We are here to support you. (Let us know, at any time, if you have additional questions.)


 

How much does it cost to join the Club? 

   Membership and annual dues are as follows: $20.00 per person per year. $5.00 per full-time college student per year. 70 years old or older are free for life. Dues are due upon joining and the Dues cover your membership from January 01 throught December 31 of that year you paid your Dues.

What is my commitment for joining? What do I have to do?

   The answer has two aspects. One answer is the tangible benefits that one gets when you become a member. For instance, discounts to Club activities and functions, soon to have discounts at local businesses, hospitalization benefit, expand your network, personally and business wise, etc. Also only paid members receive a copy of the phone/address list of all current members. The other aspect of the answer is something not tangible but experiential. For instance, the camaderie among your fellow members, the enjoyable rapports, the help and supports in various ways by the members, the fun and enjoyment in all the activities, meetings, of the Club, and the sense of feeling good when you can support and help others in the various sponsored Club charities such the Educational scholarship, etc.

Why do I need to join or become a member of the Club? 

   The answer has two aspects. One answer is the tangible benefits that one gets when you become a member. For instance, discounts to Club activities and functions, soon to have discounts at local businesses, hospitalization benefit, expand your network, personally and business wise, etc. Also only paid members receive a copy of the phone/address list of all current members. The other aspect of the answer is something not tangible but experiential. For instance, the camaderie among your fellow members, the enjoyable rapports, the help and supports in various ways by the members, the fun and enjoyment in all the activities, meetings, of the Club, and the sense of feeling good when you can support and help others in the various sponsored Club charities such the Educational scholarship, etc.

Am I obligated to join the Club's Monthly Meetings? 

   Of course, not. Come only when you can. Its always best to be at the meetings. Each member will have a voice and will be heard. You may want to ask or call one of the members to find out what has been discussed to keep you abreast of what's going on in the Club.

Besides the membership/annual dues, do I have to make other payments?

   No other payment obligations are required. Except, perhaps, when everybody has to pay for some Club activities, e.g, entrance fee to the Induction Ball or Christmas Party. Club members usually have discounts for entrance fees. The revenue goes to the expense of that particular activities and to support the goals and objectives of the Club.   

What is the Club for...? 

   The Club is for you and your family. The Club is YOU. The Club benefits the members, the Filipino-American community and beyond... 

What are some of the activities and functions of the Club?  

   Come and see... you are always welcome.... 

Is the Club registered? 

   Absolutely yes! It is a bonafide charitable organization of the State of New Jersey, a federally tax-exempt 501c(3) organization, and locally registered and recognized.  

How many members do you have? 

   At the present time, 56 active members. Our mailing list, however, is over 200 addresses.

Where do you guys meet?

   Currently, we have our monthly meetings at the members' houses. We need a permanent place to meet. Hence, our goal is to obtain a "Clubhouse" not only to benefit the members but also the entire Filipino-American community of the Jersey Shore.

What if the Club cannot or unable to exist anymore, where will the Club money goes to? 

    The Club's Constitution states that, "...after all liabilities are paid, the remaining assets will be donated to the charities and/or entities." It further states that, "Upon dissolution of the organization, assets shall be distributed for one or more exempt purposes within the meaning of section 501c(3) of the Internal Revenue Code, or corresponding section of any future federal tax code, or shall be distributed to the federal government, or to a state or local government, for a public purpose. Any such assets not disposed of shall be disposed of by the Court of Common Pleas of the county in which the prinicipal office of the organization is then located, ..." However, be assured that the Club will be here, will remain and remain strong. So do not worry about the Club not able to exist.

Where does the money that you collect or solicit go? 

   The revenue or net earnings the Club collects is exclusively used to: benefit the approved goals objectives of the Club, fund the specific approved projects and programs of the Club, and to cover the cost and expenses incurred by the Club. Moreover, from the Club's Constitution, Article III, Section 6 states that, "No part of the net earnings of the organization shall inure to the benefit of, or be distributable to its members, trustees, officers, or other private persons, except that the organization shall be authorized and empowered to pay reasonable compensation for services rendered and to make payments and distribution in furtherance of the purposes set forth in the purpose clause hereof." Call or email us for any other specific questions. 

What can I do as a single member? What if I do not have time? 

   Everyone is empowered to do something for the Club, to benefit the members, or to enhanced the goals, objectives, and standing of the Club. Usually, suggestions, recommendations, and projects are first approved by the majority of the paid members votes. We just ensure that whatever is done does not mar, damage, or taint the standing, status, integrity, and reputation of the Club. Time is always an enemy since it is not enough to some. Do not let time or not having time hamper you from becoming a member. We realize that some do not have time for the Club. Now, the Club's approach to some paid members is this, "you do not have to come, but the Club is coming to you." We accomplish this approach via this Club website, the monthly mailings, telephone, email if we have your email address, flyers, advertisements,and by word of mouth.

What type of Club members do you have at the moment? 

Come and see....feel free to come to our activities, functions, and monthly gatherings. They are all open to the public. 

Last Updated ( Friday, 21 March 2008 22:44 )
 
Donation FAQs PDF Print E-mail
  
Thursday, 06 March 2008 19:00

Donation Tax Benefits & Other Information

 

 

 

 

Frequently Asked Questions


Making the most of your contributions, donations, or pledges includes not only having a “good feeling” that you are helping someone but also knowing about your tax benefits. The Educational Scholarship Fund of the Filipino-American Club of the Jersey Shore is established to respond to the need of and to support the young generation of Filipino-American descent in the Philippines, the United States, and beyond.  The Club is registered with the IRS as a 501(c)(3) organization and have been given tax-exempt status.  Below are FAQs related to topics concerning the tax receipt of your donation, contribution, gift, pledge, or service.  Though it is not conclusive, please browse our FAQs.

 

        1.      What does it mean to be a 501(c)(3) organization?

        2.      What is my tax benefit for charitable contributions? 

        3.      What counts as a charitable organization?

        4.      How can I take a deduction for my donation?

        5.      Do I need a receipt for donations I make? 

        6.      Do I need any acknowledgement for donations under $250?

        7.      For donations over $250, what information does the receipt need?

        8.      Can I take a deduction by volunteering my time and services? 

        9.      How do I give my donation, contribution, or gift to the Club?  

        10.  Will you protect my privacy?  

  1. What does it mean to be a 501(c)(3) organization?
    For charities, this means that they can accept contributions and offer donors a tax deduction for their gifts, contributions, donations, and pledges. For donors like you, this means your contributions are fully tax-deductible to the amount allowed by law. The email or hardcopy tax receipt you receive from the Club meets all the IRS requirements as a record of donation.
  1. What is my tax benefit for charitable contributions?
    The chart below (next page) provides a sample of the deduction for a single person in each tax bracket making a cash donation of $100, for example. The instructions for the 1040 Form will help determine the exact amount of your deduction, which will vary depending on your tax bracket and whether you file as a single person or jointly.
 
Tax BracketDonation AmountBenefit
15%$100$15
28%$100$28
31%$100$31
36%$100$36
39.6%$100$39.6
 
  1. What counts as a charitable organization? A charitable organization is generally defined as any nonprofit organization that is identified and approved by the IRS as a 501(c)(3) organization. These organizations have been given tax-exempt status and can accept contributions. The Club itself is a bona-fide registered 501(c)(3) organization.  The Club’s charitable documentation is available to anyone upon request.

    NOTE: Not all donations to nonprofits can be claimed as charitable deductions, even if the organization is registered as a nonprofit. Check with the IRS on whether or not an organization can receive charitable deductions.


    CHARITABLE EVENTS: For a charitable event, only a portion of the ticket value is deductible. The portion that is NOT deductible is the value of the goods or services that you receive (e.g. dinner, entertainment, etc.). The rest is deductible. For example, if you pay $150 for an event, and the benefits received are worth $60, the tax-deductible amount is $90. The charity hosting the event will be able to identify the exact value of the benefits for each event.
  1. How can I take a deduction for my donation? To claim a deduction, you will need to fill out a 1040 Form, which is available through the IRS website, and itemize your deductions on Schedule A. If you fill out the short form or take standard deductions, you cannot claim your contributions. 
  1. Do I need a receipt for donations I make? The IRS doesn't require receipts for cash donations under $250, but you should keep donation information on file. Cash contributions of $250 and over require an acknowledgement that must be sent to the IRS with your tax returns.  The Club will provide you a tax form receipt for tax purposes at the beginning of the year.  Please call or remind the Club if you have not received the tax receipt you needed.
  1. Do I need any acknowledgement for donations under $250? Though the IRS doesn’t require receipts for donations under $250, it is a good idea to keep this information on file. Be sure to keep the canceled check, credit card statement, or email receipt from the Club and other organizations to which you donate. Always note the donation amount, the date of the contribution, and the name of the charity.
  1. For donations over $250, what information does the receipt need? The receipt needs to record the donation amount, the date the donation was made, and the name of the charity, as well as a written acknowledgement from the organization of any goods or services that you may have received in return for your donation and an estimate of their value. The IRS should acknowledge an email receipt as an acceptable record of donation, but to be certain, always consult your tax advisor.  The Club can provide either an email or hardcopy tax receipt.
        When you donate to the Club, your email or hardcopy acknowledgement will provide the amount, transaction date, and the charity name, all things the IRS wants you to keep a record of when you donate.
        You will also have to submit your receipts to the IRS by the due date for tax returns OR by the date you file your tax returns for the year in which you made the donation, depending on which one comes first.
  2. Can I take a deduction for volunteering my time and services?  You cannot deduct the value of time or services to a charitable organization, but you can deduct any hard costs associated with that volunteering, such as the gas or bus fare it costs to get there. For example, if you volunteer in a charitable hospital and have to wear a uniform, you can deduct the cost of buying and cleaning the uniform. Your friends at the IRS will let you deduct any out-of-pocket expenses you acquire in the course of volunteering.  Just in case, save your receipts.
  3. How Do I give my donation, contribution, or gift to the Club?  You send your donation to the Club by mail or in person   The Club’s phone is: (732) 922.3189.  In the near future, you may also send your monetary contribution to our secure, on-line account using your credit card.  In addition, we also offer you the option of donating anonymously.
  4. Will you protect my privacy?  We guarantee that we will not sell, rent, or trade your personal information to anyone outside the Club.  
 If you have specific questions, please contact your tax advisor or the IRS publications on charitable giving.   The IRS website is at http://www.irs.gov

Disclaimer: 
The Filipino-American Club of the Jersey Shore does not warrant or guarantee the accuracy, quality, completeness, or validity of any information it provides.  All information has been obtained from sources believed by the Club to be accurate and reliable.  Please consult your tax or financial advisor for specific tax advice. 
 

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Last Updated ( Saturday, 15 March 2008 11:52 )
 
Clubsite FAQs from the Webmaster PDF Print E-mail
  
Thursday, 06 March 2008 19:00

CLUBSITE's FREQUENTLY ASKED QUESTIONS (FAQs): 

Hello everyone,

I am the Webmaster, Joe R.  I created this website for the FIlipino-American Club of the Jersey Shore.  I am currently the one updating and maintaining this site for the Club.  Feel free to send me questions, comments, suggestions, recommendations, and critiques concerning this website, its contents, format, structure, and arrangements.  This site is exclusively owned by and authorized by the Filipino-American Club of the Jersey Shore.  However, its purpose, goal, and reason for its existence is, not only for the sake of the Club members, but also for the friends, guests, benefactors, proponents, compadre, comare, and all the relatives residing in the Filipino American community along the Jersey Shores of New Jersey. 

I, along with the Club Officers and past Presidents, will try to answer any question about this website, the Club, etc... Feel free to ask!  

Website related questions will be posted here with an answer(s).... 

....the webmaster,
         JR

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FAQ # 1:   HOW TO GET RID OF THOSE ANNOYING POPUPS: 

POSSIBLE CAUSES & SOLUTIONS: 

It is likely that the annoying popup is activated locally in the "client" computer.  Meaning that the popup is generated from either a cookie in your computer or a small (malicious) snippet (a small software application) that attempts to run in the background.  Or it could be a malicious snippet already running in the background of your computerm ready toi be triggered.  These cookies or snippets could be triggered by anything, depending on how it was coded.... Your computer gets unwanted cookies and snippets if you surf at some specific websites in the internet, download some software in the internet with embedded an snippet, or by opening an unwanted, unsolicited, or unexpected attachment in an email you received.   

If turned off, you may need to "turn on the popup blocker" of your browser to see if that will alleviate the annoying popup.  It may also be necessary to run your anti-virus software, or/and anti-spam, or an internet security suite software - one or more of these applications should be running in your computer in the background at all times.... Otherwise, your computer is unprotected and vulnerable....  Another important maintennance practice that you can do is to update periodically your Operating System (OS) security, e.g., Microsoft Windows XP or Vista.  The MIcrosoft Windows XP OS has a built-in "automatic Update" feature that should be turned on (I preferred thee automatic update turned on).  This feature will keep your OS up-to-date from Microsoft if you are using Microsoft OS.... There are other ways to remove those unwanted popup blocker.... The TrendMicro Internet Security Suite is one reocmmendation.  
 
I suggest that you read up on some of the articles in the following links: 
 
     1.   http://www.unwantedlinks.com/popupads.html   tells you how your computer gets those annoying popups and how to remove them...  
    
      2.  http://www.synergeticsoft.com/docs/pop_up_blocker/   some things you can do with your browser...
 
     3.  http://reviews.cnet.com/4520-10166_7-5535566-1.html  
 
     4.  http://popup-blocker-software-review.toptenreviews.com/steps-to-avoid-annoying-popups.html  
 
Moreover, have you heard what "Phishing" is...?   I recommend you read up the articles in the following links: 

      1.  http://en.wikipedia.org/wiki/Phishing    good source of info about Phishing

      2.  http://www.microsoft.com/athome/security/email/phishing.mspx?ifs=0  

Hope these information helps....  
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Last Updated ( Friday, 22 May 2009 00:28 )
 


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